Ridgewood Savings Bank

Buying a home

This is a directory entry written by lender.nyc from Ridgewood Savings Bank's own public website. It is not written, reviewed, or approved by Ridgewood Savings Bank, it is not a recommendation, and it is not a statement about their licensing, their current terms, or whether they will lend on your deal. Confirm everything with the firm directly.

What they say they do

Affordable mortgage products are stated as available for owner-occupied properties in the five boroughs of NYC plus Nassau, Westchester, Suffolk, Putnam, Rockland and Fairfield counties. Site notes income limits and maximum loan amounts apply.

All facts taken from ridgewoodbank.com and last checked 2026-08-19. Terms change without notice.
Loan types listed Co-op share loan, Conforming mortgage
Boroughs listed Manhattan, Brooklyn, Queens, The Bronx, Staten Island
Who they serve Buying a home in NYC
Stated range Not published on their site
Website ridgewoodbank.com
Placement Free listing — this firm has not paid anything and did not ask to be listed.

Before you contact them

  • Check the firm and the individual originator in the NMLS Consumer Access registry, and check New York's own registries. We do not do this for you and a directory listing is not evidence of licensing.
  • Ask for terms in writing, dated. Anything quoted verbally is not a term.
  • Have a New York real estate attorney read the documents before you sign. In New York this is normal practice, not paranoia.

Are you Ridgewood Savings Bank? Send a correction and we will check it against your public site and update this page. Corrections are free. Placement is separate and costs a flat fee.

Others in the same sections

Co-op share loan · Conforming mortgage

Rate-sheet disclaimers on the page reference New York and New Jersey counties including Bronx, Kings, New York, Queens, Richmond, Nassau, Suffolk and Westchester.

Stated range
Up to $3 million on 1 to 4 family homes, condos and co-ops, as advertised
Boroughs listed
Manhattan, Brooklyn, Queens, The Bronx, Staten Island

Facts from the firm's own site, checked 2026-08-19. Details

Co-op share loan · Conforming mortgage · Jumbo mortgage · HELOC

Membership is stated as open to those who live, work, worship or attend school in NYC. Branches listed across Manhattan, Brooklyn, Queens and the Bronx. Site advertises MCU covering monthly PMI costs as a member benefit.

Stated range
Not published
Boroughs listed
Manhattan, Brooklyn, Queens, The Bronx, Staten Island

Facts from the firm's own site, checked 2026-08-19. Details

Co-op share loan · Conforming mortgage

Corporate address listed as 2011 Crystal Drive, Suite 800, Arlington, VA 22202, with a New York share-loan page and a New York-based loan officer contact. Site states more than 40 years of cooperative lending experience.

Stated range
Not published
Boroughs listed
Manhattan, Brooklyn, Queens, The Bronx, Staten Island

Facts from the firm's own site, checked 2026-08-19. Details

Co-op share loan · Conforming mortgage · Non-QM

Site states Quontic is a federally chartered digital bank headquartered in New York City, a U.S. Treasury-designated CDFI, FDIC member, and registered to lend in all 50 states.

Stated range
Conventional co-op loans up to $766,550; Lite Documentation up to $3,000,000, as advertised
Boroughs listed
Manhattan, Brooklyn, Queens, The Bronx, Staten Island

Facts from the firm's own site, checked 2026-08-19. Details